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 Excel Realty & Mortgage, serving the Bay Area & Central Valley
Housing Stimulus Laws for 2009
Important Information for Buyers
FIRST-TIME HOMEBUYER TAX CREDIT $8,000
NEW HOME TAX CREDIT $10,000
Housing Affordability Fund Mortgage Protection Program
Free Mortgage Payment Protection for First-Time Home Buyers - First-time buyers, if you lose your job due to layoffs, you may be eligible for up to $1,500 a month for 6 months, for mortgage payments. And co-buyers may receive up to $750 per month for up to six months. Coverage for accidental disability and a $10,000 death benefit are included.
FHA, FANNIE MAE, AND FREDDIE MAC LOAN LIMITS Under the Recovery Act
90-DAY EXTENSION TO FORECLOSURE PROCESS
Neighborhood Stabilization Program
MAKING HOME AFFORDABLE PROGRAM www.financialstability.gov
HOME AFFORDABLE MODIFICATION
HOME AFFORDABLE REFINANCE
Call, email or Blog for information on these new programs. Regular updates on this information will be provided frequently to keep you up-to-date on this BREAKING NEWS.
Home Loan/Refinance - online processing - get the new low rates here This is a secure loan processing web site where you can start your home loan or refinance loan process at your convenience. Click on loan application tab above to create yourself an account and provide us with your information so we can secure the best loan for you at the lowest rate available. Or, if you like, call us 209 740-9109 and we can take your application over the phone. We will provide you with a fully disclosed loan where you choose the options and program. All we need is your online loan application and credit check to get started. Our professional loan processing staff at Utopia Financial (the loan processing support division of Excel Mortgage) will speed the loan process along to completion in as little as a week.
Buying a new home can be a source of anxiety and frustration -- and a huge sense of accomplishment. Trust our professionals at Excel Realty & Mortgage to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there. Click on the Loan Application tab to take advantage of the New low interest rates in new home loans or to refinance an existing mortgage. Also, click on the following link for help with home buying and/or selling http://www.bayeastagent.com
Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We at Excel Realty & Mortgage make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals at Excel Realty & Mortgage guide you to the very best refinanced loan!
Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.
Our mortgage professionals at Excel Realty & Mortgage give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!
Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.
Allow Us To Keep You Informed
To Subscribe to our Monthly Newsletter, send an email to subscribe@bayareasold.com for homes that are selling in your area. ...more
View Our Newsletter online at www.bayareasold.com
To view to my Monthly Newsletter online, go to www.bayareasold.com. The Newsletter is published in the first week of each new month. ...more
When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us at Excel Realty & Mortgage to find the loan program that's best for you.
HOPE for Homeowners - Options to keep or sale your up-side-down home
Call 888-995-HOPE or visit www.995hope.org. Mortgage Forgiveness Debt Relief Act of 2007 information: http://www.bankrate.com/brm/news/real-estate/20080110_mortgage_tax_relief_a1.asp ...more
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Howard Woods
Loan Officer
Excel Realty & Mortgage
209 740-9109 Cell
206 222-9109 Fax
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howard@excelrealtyandmortgage.net
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